Essex Mortgage

Jeffrey Martino Young

Mortgage Loan Orginator /Branch Manager

1585 Terrace Way
Suite 158
Santa Rosa,CA 95404

Driving Directions

Toll Free: 1-877-870-2676
Phone: (877) 870-2676
Cell: (310) 984-0496
Fax: (707) 526-1206

Quick Contact

Jeffrey Martino Young

Latest Mortgage Stories

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Market Snapshot

NamePriceChange
Nasdaq2,233.75up33.74
S&P 5001,104.51up14.41
10-Yr TBill2.71up0.78
5-Yr TBill1.49up0.61
30-Yr TBill3.78up0.57
Quotes Delayed +20 Minutes.

1-877-870-2676

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Essex Mortgage for California First Time Home Buyers

 

First time home buyer
I'm Jeffrey Martino Young and I'm dedicated to providing you the highest level of service and care. With hundreds of loan programs available, I can find the best one for you at the lowest rate possible! How can I do this you ask? Because I am the bank- No brokering, no middleman, no messing around. The industry's average closing time is over 45 days to close a California first time home buyer mortgage loan. Our FHA direct loan submissions and in house funding give me the ability to close your loan on average in 14 -21 days. We do it better and with greater efficiency .Unfortunately      some lenders do not like to work with first time home buyers (due to not having a track record), and prefer instead to only provide mortgages to people who have previously owned a home. If you need help with down payment assistance or a state program I will take the extra time needed to help you see the dream of owning your first home.I do this because I know that once you see my superior service you will not only refer your friends and family but will call me when you are ready to buy a larger home or that get away vacation home.At Essex Mortgage Bank we originate, process, underwrite and fund our loans under one roof in our office in Orange County, California . If you want a status of your loan you will never get the run around from Essex Mortgage. 
 
We are a  DIRECT LENDER  for FHA, VA ,and JUMBO UP TO 2 -3 MILLION AND CONFORMING LOANS ....
* California First Time home buyer specialist ...Why rent when I can use the many programs available to get you into your first home with NO money down or very little money down....

* F.H.A Direct Lender

* Construction Loans

* Home Improvement Loans

* New Home Purchase>

* Cash-Out/Debt Consolidation Refinances

 At Essex Mortgage Bank our Borrowers come first... Borrowers who are happy with the loan we helped them get are more important to us than anything else.In todays California Real Estate market sales numbers are down almost 75% from previous years however I am happy to say that I have never been busier....why ? Because 90% of my business is repeat customers - I strive to make sure you are not only 100% happy but also completely satisfied.  


  Our goal is to make the loan process as simple and worry-free as possible.  We pride ourselves in offering the highest level of customer service.  Whether refinances or purchases, our purpose is to satisfy their needs.  By putting our clients first we assure our transactions will close quickly and easily. You could become a California first time home buyer today. Call me today and let me be of service to you I personally promise you will be 100% satisfied with me quality of service.Jeffrey Martino Young toll free 1-877-870-2767 begin_of_the_skype_highlighting              1-877-870-2767      end_of_the_skype_highlighting  

AS A CALIFORNIA FIRST TIME HOMEBUYER SPECIALIST I HAVE TAKEN THE TIME TO CONTACT THE CITIES IN CALIFORNIA THAT OFFER FIRST TIME HOMEBUYER ASSISTANCE -

 -   City of Alameda - first-time homebuyer programs
 -   City of Bakerfield - Economic and Community Development Programs
 -   City of Belmont - homebuyer assistance program
 -   City of Calexico - First Time Home Buyer Help
 -   City of Carlsbad - Housing and Redevelopment Department
 -   City of Chowchilla - Affordable Housing Programs
 -   City of Chula Vista - Community Development Department / Homeownership programs
 -   City of Clovis - Homebuyer and repair programs
 -   City of Corcoran - First Time Home Buyer Program
 -   City of El Cajon - homebuyer assistance and first-time homebuyer programs
 -   City of El Centro - Buyer's Guide - First Time Home Buyer Program
 -   City of Encinitas - First-time Homebuyer Assistance
 -   City of Escondido - Housing Division / First Time Home Buyer Programs
 -   City of Fairfield - first-time homebuyer programs
 -   City of Fresno - Housing and Community Development Division Home Buyer Assistance Program
 -   City of Hanford - Housing Programs
 -   City of La Mesa - Down Payment and Closing Cost Assistance Program
 -   City of Menlo Park - first-time homebuyer loan program
 -   City of Modesto
 -   City of National City - Community Development Commission / First-time Homebuyers
 -   City of Oceanside - Home Buyer Program
 -   City of Pittsburg - down payment assistance program
 -   City of Porterville - Housing Programs
 -   City of Redding - down payment assistance program
 -   City of Richmond - affordable housing programs
 -   City of Riverside - affordable housing programs
 -   City of Santee - First Time Home Buyer Program
 -   City of San Diego - housing commission first-time homebuyer programs
 -   City of San Jose - homebuyers assistance programs
 -   City of San Pablo - first-time homebuyer program
 -   City of Shasta Lake - down payment assistance
 -   City of Sonora - homebuyers assistance program
 -   City of Sunnyvale - homebuyer assistance programs
 -   City of Tulare - Housing Programs
 -   City of Turlock - Housing Program Services
 -   City of Vallejo - homebuyer assistance programs
 -   City of Victorville – Mortgage Assistance Program
 -   City of Vista - Redevelopment and Housing
 -   Orange County Affordable Homeownership programs - by city

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